AI & Digital SystemsBanking, Finance & InvestmentsIndia · UAE

We build the systems your business runs on.

Built for real estate developers, founders with a product, teams drowning in spreadsheets, first-time taxpayers, new businesses getting registered, families planning their savings, and anyone choosing an account, a loan or a policy.

Most companies are not held back by strategy. They are held back by the systems underneath — the copy-paste, the enquiry nobody answered, the return assembled by hand at midnight. We replace those with software that does the work itself — and on the finance side we sit with you directly, free of charge, on tax filing, company set-up, accounts, loans, insurance and investments.

  • A founder on every build — never an account manager
  • You own the source. Every system is handed over
  • Scope, phases and a fixed price before you commit
19+AI agents ready to deploy
67Banking workflows pre-built
7–14Days to a working system
  • AI Agents
  • Custom CRM
  • Business Automation
  • Web & Mobile Apps
  • SaaS Products
  • Real Estate Technology
  • KYC & Onboarding
  • Lending & Credit
  • Compliance Reporting
  • Insurance Decisioning
  • Data & Analytics
  • API Integration

02 — Two practices, one team

One team builds all of it — so nothing needs integrating later.

Two practices under one roof: the systems we build, and the finance desk we run alongside them.

Practice one · India & UAE

Digital & AI Systems

Every enquiry answered the moment it lands, one inventory record every channel reads live, and a portal for each audience — one connected system instead of five that disagree.

  • AI agents
  • Custom CRM
  • Business platforms
  • Web apps
  • Mobile apps
  • SaaS
  • Portals
  • Automation
  • Dashboards
  • APIs
Practice two · India

Banking, Finance & Investments

Free financial consultants. Start your IT filing, your company set-up and your savings with guidance on what actually fits you — the account, the policy and the decision stay yours.

  • Tax & IT filing
  • Accounts
  • Credit cards
  • Loans
  • Insurance
  • Investments
  • Auction properties
Tax, IT & business start-up

Start your IT filing & company start-up journey

  1. Income Tax filing & Form 16
  2. Company / business registration
  3. PAN application & corrections
  4. Aadhaar corrections & updates
  5. MSME / Udyam registration
  6. GST registration & related services
  7. Form 10 / tax compliance
  8. NGO DARPAN registration
  9. Business & legal agreements
  10. Notary public services
  11. Other documentation requirements

For any other requirement, ping us on WhatsApp.

Banking · accounts

Banking products & account services

Compare savings and current account features across banks — charges, benefits and eligibility — then pick the account type that matches how the money actually moves.

  • Savings
  • Current
  • Senior citizen
  • Minor
  • NRI
  • NRO
  • NRE
  • Business
  • Retail
  • Corporate
  • NGO / trust
  • Scheme-based
Banking · cards

Credit cards

Guidance on choosing the right card for your spending — rewards, cashback, travel, fuel and business spend.

  • Retail cards
  • Business cards
  • Corporate cards
  • RuPay
  • Visa
  • Mastercard
Finance · lending

Loans & financing

Guidance on suitable secured and unsecured financing options.

  • Two-wheeler
  • Car
  • Home / housing
  • Business
  • Personal
  • Education
  • Machinery
  • Loan against property
  • Agricultural
Protection

Insurance solutions

Understand and compare cover against what you are actually exposed to.

  • Health
  • Group
  • Life
  • Child / education
  • Business
  • Investment-linked
  • Motor
  • Property
Wealth

Investments & wealth creation

Guidance across investment avenues, based on your financial goals, risk profile and investment horizon.

  • SIP
  • SWP
  • Mutual funds
  • Insurance-linked
  • Stocks / equity
  • Other options
Capital preservation

Secured & fixed-income investments

Relatively stable options for the part of the portfolio that should not move.

  • Fixed deposits
  • Government bonds
  • Government-backed securities
Assets

Bank-owned / auction properties

Information and guidance on available bank-owned and auction assets.

  • Residential houses
  • Land / plots
  • Commercial
  • Vehicles / cars
  • Other assets
Free consultation · India

Starting a business, opening an account, or planning where the savings go?

Guidance and documentation support only — we are not a bank, an insurer or a registered investment adviser. Final terms and eligibility rest with the institution you choose.

WhatsApp +91 72002 82100

03 — Proof

Delivered capability, never performance theatre.

7–14

Days to a working system

Not a prototype, not a slide deck — software your team can use, in production.

19+

AI agents ready to deploy

Sales, support, follow-up, documents, KYC, loan queries. Or a custom one built to your process.

67

Banking workflows pre-built

Across four core systems, named individually and deployable folder by folder.

100%

Of the source is yours

Every system is handed over at the end. No lock-in, no licence you have to keep paying.

04 — AI agents

Hire the role, not the headcount.

A specialised agent for each job that repeats all day — trained on your data, accountable for one outcome, handing to a person the moment it should.

Revenue

Win the enquiry

Reads intent, answers, qualifies, routes and chases. Sales, lead qualification and follow-up agents.

Service

Answer the customer

Support, voice and property agents — resolving the repetitive majority and escalating the rest.

Operations

Keep work moving

Chases what is missing, files what arrives, updates the record. Operations, document and marketing agents.

Banking · India

Evidence the outcome

KYC collection, loan and EMI queries, reconciliation and portfolio reporting — every one writing a decision trace.

Nineteen ready · live in seven days

Most of our work is a custom agent built around one process.

In the regulated track every agent stops short of the decision itself — it prepares and evidences; your officer decides.

Brief us on the process

05 — How we work

From a few lines to software in production.

No specification needed to start, no cost to scope, and no surprises on price.

  1. 01

    You send the brief

    A few lines is enough — no specification needed. A founder replies, usually the same day.

  2. 02

    Thirty-minute scoping call

    We map what should be built and in what order — and if we are not the right fit, we say so.

  3. 03

    You get a fixed-price plan

    Scope, phases, timeline and a fixed price agreed in writing, before you commit anything.

  4. 04

    We build and hand over

    First release in 7–14 days, led by a founder. You own the source at handover.

Changes in scope are quoted separately rather than absorbed silently — so the price you agreed is the price you pay.

Start with a brief

06 — Use cases

Four systems. One record. No second copy to update.

Built for one Dubai real estate business and now running as a single platform. The client is not named at their request — we can walk through it in detail, with their permission, on a call.

  • Property CRMOwns the catalogue
    WRITE
  • Ops suiteTen department registers
    WRITE
  • LockerShare log on every send
    LOG
  • Public websiteReads it live, scoped key
    READ
  • One recordNo second copy to update
    SOURCE
  • 01

    The catalogue stopped drifting

    The website used to ship its own copy of the listings, so sold units kept reappearing. It now reads live records with a scoped key, and a sold unit withdraws on a schedule.

  • 02

    Nothing is finalised on one person's say-so

    Five roles, ten department registers, one status language, four-eyes approval. The form is the input; the register is the memory.

  • 03

    Who has seen a document has an answer

    Company records in one controlled store instead of six drives, with a log written on every share.

  • 04

    An enquiry lands where the team already works

    The public site captures it and routes it straight back into the CRM — no second inbox, no re-keying.

The case above is the digital practice — one connected platform built for a Dubai real estate business. The finance practice does not ship software: it sits with people and businesses directly on tax and IT filing, company set-up, accounts, cards, loans, insurance and investments — free of charge, with the account, the policy and the decision staying with them. We publish outcomes as delivered capability, never as performance statistics.

07 — Integrations

Your tools stay. We connect them.

You have paid for these systems and trained your team on them. We put a layer across them so they behave like one — not a migration project.

Business systems & channelsTwo-way · real time
  • WhatsApp
  • Email & SMTP
  • Voice & telephony
  • CRM platforms
  • ERP systems
  • Calendars
  • Payment gateways
  • BI & analytics
  • REST APIs & webhooks
  • AI models
Property portals & regulated railsRails: India only
  • Bayut
  • Property Finder
  • Dubizzle
  • 99acres
  • MagicBricks
  • Core banking (CBS)
  • Account Aggregator
  • DigiLocker
  • eSign
  • Video KYC

Twenty shown; the rest are itemised in the capability document. Two-way sync over each platform's publicly documented APIs and webhooks. These names identify systems we integrate with, not partnerships, endorsements or affiliations; every product name and trademark remains the property of its owner.

08 — Solutions · Banking & insurance track

Try a system we built, in your browser.

Our needs-analysis engine runs client-side on its own page. Answer a fact-find and it returns a demands-and-needs statement with the rule behind every figure — no server call, no storage, no lead capture.

Open the Policy Needs Analyser

Educational needs analysis only. It names categories of cover and indicative sums insured — never an insurer, a product or a price.

  • Rules-firstDeterministic engine, no model in the loop
  • TraceableEvery figure prints the rule that produced it
  • PrivateRuns in your browser — nothing is transmitted
  • Two jurisdictionsIRDAI rules for India, CBUAE rules for the UAE

09 — Before you ask

The questions we get on every first call.

Still holding a question? Ask it directly — a founder answers, usually the same day.

We already have a CRM. Do we have to replace it?

No. Most engagements integrate rather than migrate — two-way sync over your CRM's documented API, so your data stays where it is. We only replace a system when replacing it is the point of the project.

Who owns the code at the end?

You do. Every system is handed over with its source at the end of the build. There is no licence to keep paying and no dependency on us to make a change.

Is it really fixed price?

Scope, phases, timeline and price are agreed in writing after the scoping call, before anything starts. Changes in scope are quoted separately rather than absorbed silently.

How quickly can we have something working?

A first release typically lands in 7–14 days — working software your team can use, not a prototype. Larger platforms are delivered in phases agreed in the plan.

What happens to our data?

It stays in your systems. Enquiries through this site are processed under the GDPR, India's DPDP Act 2023 and the UAE PDPL. In the banking track, deployments honour data residency — V-CIP recordings are stored in India.

Can you do banking work outside India?

No. Banking, fintech, lending and wealth platform work is India-only. Digital and AI systems run across India and the UAE. In the UAE, insurance work is delivered only through a CBUAE-licensed client.

Who actually builds it?

A founder leads every build — Ramya S on digital and AI, Murugavel Y on banking and fintech. You will not be handed to an account manager.

10 — Project intake

What are you looking to build?

Tell us what you're trying to improve, automate or build. We'll help you turn the idea into a working digital system.

  • No cost, no obligation — if we are not the right fit, we say so on the call
  • A founder leads every build and you own the source at handover
  • India & UAE · Monday to Saturday

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Your brief opens in WhatsApp, pre-filled, so it reaches us straight away. Prefer email? Write to hello@evoltract.com.

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